Straight answers on rates, loans and insurance.
Mortgages, refinancing, credit cards, car insurance and debt relief — what changed this week and what it means for your money.
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Mortgages
Rates, loan types, down payments and how to get approved.
Refinance
When refinancing pays off, cash-out options and break-even math.
Credit Cards
APRs, rewards, balance transfers and building credit.
Car Insurance
Why premiums change, coverage basics and ways to pay less.
Debt Relief
Consolidation, settlement and credit counseling, explained plainly.
This week on SteadyRates
Weekly Rate Watch: what moved mortgage rates this week
The 30-year fixed, card APRs and what the Fed signaled — in five minutes.
RefinanceIs it worth refinancing for a 0.75-point drop? Run the break-even math
How closing costs, loan term and how long you'll stay change the answer.
Car InsuranceWhy your car insurance renewal went up — and what you can control
Repair costs, claims history and credit-based pricing, explained.
Rate Watch at a glance
Rates as of . Sources: Freddie Mac PMMS, Federal Reserve G.19, FOMC.
How we work
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Sourced from public data
Every rate and statistic links to its source — Freddie Mac, the Federal Reserve, the CFPB and state regulators — with the date we checked it.
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Mortgage and refinance rates, card APRs and insurance trends every Friday, plus one practical move to make this week.
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